CalculatorsReviewed

12C Review

4.6/5.0
(75) reviews
Price Range:$50 - $80 USD
Hewlett-Packard 12C 12c Financial Calculator 10-Digit LCD

At a Glance

Our Verdict

8/10
Best for

Experienced financial professionals and students committed to mastering RPN for efficient financial calculations.

Value

Good

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Overview

The HP 12C is a venerable financial calculator renowned for its Reverse Polish Notation (RPN) input, robust build, and comprehensive suite of financial functions. It remains an industry standard for professionals despite its decades-old design, offering unparalleled longevity and reliability for specific financial computations.

Detailed Review

Key Features

  • Reverse Polish Notation (RPN) input
  • Comprehensive financial functions (TVM, NPV, IRR, bonds, depreciation, statistics)
  • Keystroke programming (up to 99 steps)
  • Durable, professional-grade build quality
  • Long battery life
  • Compact and portable design

Reasons to Buy

  • Industry standard for financial professionals, particularly in real estate and finance.
  • RPN input offers efficiency for experienced users.
  • Exceptional durability and long-term reliability.
  • Excellent battery life.
  • Compact and easy to carry.
  • Approved for most certification exams (CFA, CFP, etc.).

Reasons to Avoid

  • RPN input has a steep learning curve for those accustomed to algebraic entry.
  • Single-line, non-backlit display can be limiting.
  • Lacks modern features like multi-line display, USB connectivity, or advanced graphing.
  • Limited scientific functions compared to dedicated scientific calculators.

Technical Specifications

display type
10-digit LCD
screen size
n/a (10-digit single line display)
battery type
2 x CR2032
power source
Battery
number of functions
Extensive financial, business, and statistical functions (e.g., TVM, cash flow, bonds, depreciation, statistics, date calculations)
programming capability
yes
graphing capability
no
CAS
no
connectivity
None
dimensions
Approx. 5.0 x 3.1 x 0.6 inches (12.7 x 7.9 x 1.5 cm)
weight
Approx. 3.9 oz (110g)
build quality
Durable plastic casing with a professional finish; known for longevity

At a Glance

Our Verdict

8/10
Best for

Experienced financial professionals and students committed to mastering RPN for efficient financial calculations.

Value

Good

View on Amazon

As an Amazon Associate I earn from qualifying purchases.