12C Financial Calculator Review

At a Glance
Our Verdict
Best for
Finance professionals, CFA candidates, and business students who are willing to master RPN for efficient, durable financial calculations.
Value
Good
As an Amazon Associate I earn from qualifying purchases.
Overview
The HP 12C is a legendary financial calculator renowned for its Reverse Polish Notation (RPN) input, robust build quality, and comprehensive suite of financial functions. While its single-line display and RPN can present a learning curve for new users, it remains a highly efficient and durable tool for finance professionals and students who master its unique interface.
Detailed Review
Key Features
- Reverse Polish Notation (RPN) entry system
- Comprehensive financial functions (TVM, NPV, IRR, bonds, depreciation, etc.)
- Statistical analysis capabilities
- Keystroke programming
- Durable and robust build quality
- Long battery life
Reasons to Buy
- Exceptional durability and build quality, designed to last for decades.
- Highly efficient for users proficient in Reverse Polish Notation (RPN).
- Comprehensive suite of financial functions for professional use.
- Long battery life.
- Compact and portable design.
- Classic status and widespread acceptance in financial industries.
Reasons to Avoid
- Steep learning curve for users unfamiliar with RPN.
- Single-line display limits visibility for complex calculations.
- Lacks modern features like graphing, backlit display, or USB connectivity.
- Not ideal for general scientific or engineering calculations.
- Higher price point compared to some entry-level financial calculators.
Technical Specifications
- display type
- 1-line, 10-digit LCD
- screen size
- n/a
- battery type
- CR2032 (2x)
- power source
- Battery
- number of functions
- Over 120 built-in functions (financial, statistical, mathematical)
- programming capability
- yes
- graphing capability
- no
- CAS
- no
- connectivity
- None
- dimensions
- 12.7 x 7.87 x 1.52 cm (5 x 3.1 x 0.6 inches)
- weight
- 116 g (4.1 oz)
- build quality
- High-quality, durable construction, often with a metal faceplate and robust keys
At a Glance
Our Verdict
Best for
Finance professionals, CFA candidates, and business students who are willing to master RPN for efficient, durable financial calculations.
Value
Good
As an Amazon Associate I earn from qualifying purchases.