CalculatorsReviewed

12C Financial Calculator Review

4.6/5.0
(235) reviews
Price Range:$50 - $100 USD
HP 12C Financial Calculator - Black/Gold

At a Glance

Our Verdict

8/10
Best for

Finance professionals, CFA candidates, and business students who are willing to master RPN for efficient, durable financial calculations.

Value

Good

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Overview

The HP 12C is a legendary financial calculator renowned for its Reverse Polish Notation (RPN) input, robust build quality, and comprehensive suite of financial functions. While its single-line display and RPN can present a learning curve for new users, it remains a highly efficient and durable tool for finance professionals and students who master its unique interface.

Detailed Review

Key Features

  • Reverse Polish Notation (RPN) entry system
  • Comprehensive financial functions (TVM, NPV, IRR, bonds, depreciation, etc.)
  • Statistical analysis capabilities
  • Keystroke programming
  • Durable and robust build quality
  • Long battery life

Reasons to Buy

  • Exceptional durability and build quality, designed to last for decades.
  • Highly efficient for users proficient in Reverse Polish Notation (RPN).
  • Comprehensive suite of financial functions for professional use.
  • Long battery life.
  • Compact and portable design.
  • Classic status and widespread acceptance in financial industries.

Reasons to Avoid

  • Steep learning curve for users unfamiliar with RPN.
  • Single-line display limits visibility for complex calculations.
  • Lacks modern features like graphing, backlit display, or USB connectivity.
  • Not ideal for general scientific or engineering calculations.
  • Higher price point compared to some entry-level financial calculators.

Technical Specifications

display type
1-line, 10-digit LCD
screen size
n/a
battery type
CR2032 (2x)
power source
Battery
number of functions
Over 120 built-in functions (financial, statistical, mathematical)
programming capability
yes
graphing capability
no
CAS
no
connectivity
None
dimensions
12.7 x 7.87 x 1.52 cm (5 x 3.1 x 0.6 inches)
weight
116 g (4.1 oz)
build quality
High-quality, durable construction, often with a metal faceplate and robust keys

At a Glance

Our Verdict

8/10
Best for

Finance professionals, CFA candidates, and business students who are willing to master RPN for efficient, durable financial calculations.

Value

Good

View on Amazon

As an Amazon Associate I earn from qualifying purchases.